We live in the digital age, a laptop, smartphone, iPhone, Tablet or iPad can no longer be ignored from our lives. Mobile and online anytime, anywhere … Digital devices are also of great importance in business life. But digital devices are costly.
Loan for digital devices
Banks promote digital loans at an attractive interest rate . As a result, the payment of the purchase of digital products and accessories can take place staggered.
If you come across loans for digital devices, then this is meant for the purchase of :
- A new smartphone, tablet, iPad or iPhone;
- A new laptop or desktop computer;
- A digital camera or a television;
Features and conditions loan digital products
A condition to take out such a digital loan is that you must be able to submit a quotation for the digital devices that you wish to purchase. That is not in itself different with a car loan to prove that the purchase is indeed for the purchase of a car.
The type of loan is similar to that of a car loan: it is a loan on an installment but then focused on smaller amounts. You can request a loan for the full purchase price, which is useful if you just do not have enough financial means to pay an advance on your new device.
You can take out a digital loan for an amount between 500 € and 2,500 €. The reimbursement can be spread over a period from 3 months up to a maximum of 24 months.
At Hello Bank! you do not have to be an existing customer to apply for a loan. Click here for more information about a digital loan at Hello Bank!
Interest rate loan for digital devices.
The cost price is expressed as the annual percentage rate ( APR ). That way you know how much the loan will cost you in total. Currently, the APR is 2.40%, which means that this credit is interesting enough to consider.
Always check the rate before submitting an application, as the bank can change it.
How can you apply for a digital loan?
Requesting a digital loan can be done entirely online at Hello Bank !. Before submitting an application, you can also simulate the cost price in advance. In this simulation you can enter the term and the loan amount to your own liking to get an idea of the repayment modalities.
When the simulation is complete, you can submit an application online . You will receive a contract by mail or mail that you must return signed. The money is then deposited into your account so that you can pay for the purchase.
Need a new laptop, smartphone or television, but you have a tight budget? Opt for a loan at Hello Bank! to repay your purchase in installments. Click here to simulate a loan.
Representative Example: Loan on payment of € 500.00; Term is 18 months. You pay € 28.30 per month at an APR of 2.40% . The total amount to be reimbursed is € 509.40.
No rights can be derived from this calculation. The actual amount may vary. For an exact calculation, request an offer from the above party.